Posts Tagged ‘Equifax’
Freeze Your Credit File in 2010
From The Denver District Attorney’s Office:
Perhaps you intended to put a freeze on your credit files, but somehow the decade just got away from you. Start 2010 off right by freezing your file – its free!
A freeze prevents the 3 credit agencies from sharing your credit information with potential creditors which can help prevent ID theft. If your credit files are frozen, a crook or anyone else who has your Social Security number will be unable to get credit in your name. The freeze does not affect your current credit relationships – only new relationships.
Placing a security freeze:
- Requests must be in writing and sent by certified mail to each of the three major consumer credit reporting agencies:
- Equifax Security Freeze: P.O. Box 105788, Atlanta, GA 30348 – www.equifax.com
- Experian Security Freeze: P.O. Box 9554, Allen, TX 75013 – www.experian.com
- TransUnion Security Freeze: P.O. Box 6790, Fullerton, CA 92834-6790 – www.transunion.com
You must include:
- Full name
- Social Security number
- Date of birth
- Current address and previous addresses for the past two years
- Copy of a government issued ID
- Copy of a utility bill or recent billing statement that displays your name, current mailing address, and date of issue.
When you freeze your files, you will receive a unique PIN from each of the agencies as well as instructions on how to temporarily or permanently lift the freeze. Each agency will charge you $10.00 to lift the freeze.
